About the solar panel scam

are you concerned?

The trap of self-consumption

As a major firm in technical defense in banking law, our firm has the experience of having obtained success in multiple cases called "photovoltaic panels".

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The cases are always the same:

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  • Your installation is not completed or not connected, or cannot be for reasons of non-compliance;

  • Your installation is complete, but your ENEDIS bill is not going down!

Contact us to find out more about our work and what we can do for you.

The installation is not connected

In this hypothesis, which concerns 50% of the cases we had to deal with, the difficulty is proof. the courts are very picky about what needs to be proven, and how to do it. It is not enough to have written (to the bank or to the company) to protest.

it must be demonstrated, by means of written documents, that the installation is inoperable.

the two best methods are:

  • When the work is obviously not finished, to bring a bailiff to your home so that he draws up a report;

  • When the non-manners are not apparent, ask the consuel for a certificate of non-conformity. (Note: After having refused for a long time to issue such a certificate, the consuel seems to have modified its internal policy and we observe that these certificates are now issued)

The installation is connected and functioning

In this hypothesis, the difficulty is to find the legal means to obtain nonetheless a cancellation of the sale and of the credit. Indeed, your sales contract does not provide any guarantee of return . And what the friendly salesperson told you ... he told you! and nothing else.

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However, there are many ways to achieve the goal.

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In particular, it is very useful to be able to have an in-depth analysis of exact production data to prove that self-consumption is incapable of being self-financing. An expert explains that a 3 kWp installation will produce 3,000 kWh per year, which will only be consumed at 20%, the surplus being returned to the ENEDIS network, and redeemed at € 0.17 per kWh. That is a total saving per year of 600 KWh x 0.17 € + 2400 Kwh x 0.17 €. On the basis of an installation whose cost varies between 24,000 and 35,000 € (without storage battery), the return on investment takes place in 28 years!

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And since the lifespan of your installation will not exceed 8 to 10 years, you have made an ecological gesture.

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We commented on the section dedicated to the case law of the firm (at the foot of the home page) , the very last judgment obtained corresponding to this hypothesis (Nancy, Tribunal d'instance, October 11, 2019).

The affected credit trap

The banks producing series of credits assigned to this type of operation know very well that the salesmen of all stripes have beaten you, by using maneuvers and skill.

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Or (this is not a school hypothesis) , by having made you believe that you are participating in a free regional "test" in partnership with ENEDIS, which provided funding for the installation. Or, the always sympathetic salesman explained to you, diagram in support - on free paper -, that the benefits of the self-consumption absorbed the credit very largely.

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Of course, when the credit maturities will arrive - often after 12 months of deferral -, which delays the exact perception of the non-performance of the operation, you will realize that you have been fooled, the commercial , him, having disappeared.

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Without realizing it, you signed a so-called "reception" report (the physical reception of materials and panels), which in reality will be used by the seller-installer to obtain the release of funds from of the bank, which triggers the initiation of credit.

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This operation is only very exceptionally preceded by a bank check, which therefore pays the company "eyes closed". The experience of court convictions for this behavior does not serve as an example. The production of this type of financing is exponential, and the number of victims with it.

Then,

 
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ABOUT US

Our law firm was created in 1994 in Paris. It was born out of an overwhelming desire to defend consumers against financial service providers.

By designing a work package, simple and accessible, specifically oriented towards the cancellation of the credit allocated to the operation *, we believe we have fulfilled this objective. Contact us to find out what we can do for you.

* Refer to the formulas